* This is the indicative amount of the potential savings and value for The Platinum Card^® in January 2025 based on the assumptions set out in detail below. The actual amount of savings and value may differ depending on an individual’s actual spending and utilization of The Platinum Card^®. Please note that this indicative amount (as well as the assumptions for such potential savings and value) may be updated from time to time without prior notice. For the avoidance of doubt, this indicative amount does not: (i) amount to a guarantee or undertaking by American Express and/or (ii) constitute part of the Card Member Agreement for The Platinum Card^®.

¹ S$200 Airline Credit - From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year.

² The American Express Global Lounge Collection^® (worth S$1,011) - The Platinum Card offers Priority Pass membership to Basic Card Member which is valued at US$469 each. At any visit to a Priority Pass lounge, each Card Member can bring in one guest for no charge, where available. One Supplementary Card Member is entitled to 4 visits and 4 guests per year, valued at US$280 based on calculation of US$35 per entry. Value has been converted on Jan 2025 at a foreign exchange rate of US$1 = S$1.35.

³ Fine Hotels + Resorts (worth S$800) - Average value based on Fine Hotels + Resorts booking in 2022 for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

⁴ The Hotel Collection - To receive The Hotel Collection benefits, a minimum of two-night stay is required. Experience credit varies by property. Certain room categories are not eligible for upgrade.

⁵ Global Dining Credit (worth up to S$400) - Local Dining Credit (worth up to S$200): From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you dine at participating local restaurants, up to 2 times each calendar year. Abroad Dining Credit (worth up to S$200): From now to 31 December 2025, get S$100 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you dine at participating restaurants in 20 countries, up to 2 times each calendar year.

⁶ Love Dining by Platinum (worth S$600) - The savings of S$600 is based on an average of 5 visits a year with average savings of S$120 per visit at participating Love Dining Restaurants or Hotels. Actual savings potential varies based on usage of benefit. This is an example quoted for illustration only.

⁷ S$150 Fashion Credit - From now to 31 December 2025, get S$75 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend online or in-app across one or both brands, up to 2 times each calendar year.

⁸ S$400 Lifestyle Credit - From now to 31 December 2025, get S$200 back in statement credits once every 6-month Redemption Period (15 January to 30 June and 1 July to 31 December) when you spend S$300 or more in a single transaction at participating partners, up to 2 times each calendar year.

⁹ Tower Club Singapore (worth S$2,550) - The savings is based on 12 months of monthly subscription at Tower Club Singapore. The annual membership is valued at $2,550.60 (S$195 + 9% GST x12 months).

¹⁰ Regional Golf Programme (worth S$479) - The savings calculation is based on a scenario whereby Card Member invites two paying guests for weekend golf session at Orchid Country Club 4 visits a year. Actual savings potential varies based on usage of benefit. Example quoted is purely for illustration purpose. See following breakdown for detailed calculation:

Green Fees without Programme:

- Per pax per visit = S$359.70

Green Fees with Regional Golf Programme (Card member + 2 guests):

- Total Cost = S$359.70 x 2 = S$719.40

- Per pax per visit (assumption of split costs between 3 pax) = S$719.40 / 3 = S$239.80

Total Card Member savings per visit:

- S$359.70 - S$239.80= S$119.90

Total Card Member savings per year:

- S$119.904 x 4 = $479.60

¹¹ Platinum Perks (worth S$800) - The calculation of S$800 is based on the dining, spa and lifestyle vouchers included within 2025 voucher pack. Hotel stay vouchers are excluded from calculation as actual value will vary based on property, room rate, upgrade availability, and use of benefits.

¹² Membership Rewards Programme (worth S$1,000) - For every full S$1.60 eligible spend made at Platinum 10Xcelerator Partner in Singapore. The breakdown of the Membership Rewards points are as follows:

I. For cumulative spend of ≤S$16,000 in a calendar year, earn up to a total of 20 Membership Rewards points, which comprises:

- 2 Membership Rewards points:

- 8 Bonus Membership Rewards points; and

- 10 Bonus Membership Rewards points whereby 25 Membership Rewards points will be awarded for every eligible spending made in blocks of full S$4.

II. For spending in excess of S$16,000 in a calendar year, earn a total of 10 Membership Rewards points, which comprises:

- 2 Membership Rewards points; and

- 8 Bonus Membership Rewards points.

The example of S$1,000 statement credit is based on a scenario (I) with an assumption that Card Member spent first S$16,000 on the Platinum Card and earned total 200,000 Membership Rewards points. Actual statement credit potential vary based on usage of benefit. Example quoted is purely for illustration purpose.